Expats, newbies, and transplants. Non employed persons who are just getting started in Germany.
Anyone applying for their first visa or residency permit where health insurance is required.
Language or coding school students and University students who can’t get public coverage.
“Mini jobbers” or interns
Anyone earning less than €450 per month that doesn’t qualify for public coverage.
Post doctorates and researchers
Highly trained professionals who are neither university students or employees and don’t qualify for public coverage.
What is expat health insurance?
Expat health insurance is coverage designed for your first year in Germany. It’s good, affordable coverage that fulfills the legal requirements for obtaining your visa, work permit or resident card. Signing up is simple and payments are made month by month. Canceling is easy and can be done anytime with just one click.
You have an accident playing football and hurt yourself. Your policy will cover the costs for any procedures or treatments necessary.
You become afflicted by a virus, disease or infection and need care. Your expat health policy covers the necessary treatment, hospitalization costs and medications.
Should you need to be transported via ambulance, this insurance policy will cover the ambulatory costs.
If an injury or sickness requires you to be transported back to your home country, your expat insurance policy will cover the removal costs.
Dental check ups - *Advanced only
Preventative check ups provided and paid for up to 200 euros/year.
Glasses or contacts - *Advanced only
Visual aids such as glasses or contacts provided and paid for up to 200 euros/year.